Privacy Policy

This Privacy Policy explains how we collect, use, disclose, and protect personal information in connection with our site and our mobile personal finance tracker app, including its budget categories, expense visualizations, weekly insights, and links to download the app through the Apple App Store and Google Play.

By using our site or app, you acknowledge the practices described in this Privacy Policy. We process personal information in accordance with applicable privacy laws, including the General Data Protection Regulation where it applies, the California Consumer Privacy Act as amended, and other applicable United States privacy laws.

Information We Collect

Depending on how you use the service, we may collect the following categories of information:

• Account and profile information, such as a name or account identifier you choose to provide.
• Financial information that you enter into the app, including income amounts, expenses, transaction descriptions, dates, budget categories, notes, and financial goals.
• Technical information, such as device type, operating system, app version, language, approximate location derived from technical data, and device or advertising identifiers where permitted by law.
• Usage information, such as screens viewed, features used, interaction events, and error or crash reports.
• Information you provide when requesting support or otherwise communicating with us.

Information You Enter in the App

Our app is designed to help you organize personal financial information. You control the financial information you enter. Please do not enter passwords, full payment card numbers, bank login credentials, Social Security numbers, or other information that the app does not require. Unless a feature expressly states otherwise, the app does not require us to access your bank or payment accounts.

How We Use Information

We may use personal information to:

• Provide, operate, maintain, and personalize the app and our site.
• Calculate budgets, generate expense visuals, and provide weekly insights requested by you.
• Create and manage accounts where account functionality is available.
• Diagnose technical problems, monitor performance, and improve safety and reliability.
• Respond to support requests and provide service-related information.
• Prevent fraud, misuse, unauthorized access, and violations of our terms.
• Comply with legal obligations and protect our rights, users, and service.

Legal Bases for Processing

Where GDPR or a similar law applies, we process personal information on one or more of these bases:

• Performance of a contract or provision of services you request.
• Our legitimate interests, such as improving, securing, and operating the service.
• Your consent, where consent is required.
• Compliance with legal obligations.

Sharing of Information

We do not sell personal information for monetary consideration. We may disclose information to:

• Service providers that host data, provide analytics, support app functionality, monitor crashes, or help operate the service.
• Apple or Google when you use their app distribution, authentication, payment, or device services, subject to their own privacy policies.
• Professional advisers, government authorities, or other parties when required by law or necessary to protect rights, safety, or property.
• A successor or transaction partner if our business or assets are reorganized, transferred, or acquired, subject to applicable legal protections.

Analytics, Cookies, and Similar Technologies

Our site may use cookies or similar technologies that are necessary for operation, security, preferences, and aggregated usage measurement. Our app may use analytics and crash-reporting tools to understand performance and improve features. Where required, we will request consent before using non-essential technologies. You can manage available cookie or device permissions through your browser or device settings, although disabling certain technologies may affect functionality.

Data Retention

We retain personal information only for as long as reasonably necessary to provide the service, fulfill the purposes described in this policy, resolve disputes, enforce agreements, maintain security, and meet legal, accounting, or reporting requirements. Retention periods may vary depending on the type and sensitivity of the information. You may request deletion subject to applicable legal exceptions.

Security

We use reasonable administrative, technical, and organizational safeguards intended to protect personal information against unauthorized access, alteration, disclosure, or destruction. No online service or mobile application can be guaranteed completely secure, and you are responsible for protecting your device, account credentials, and app access.

International Data Transfers

Personal information may be processed in the United States or other countries where we or our service providers operate. Where required by law, we use appropriate safeguards for international transfers, such as contractual protections or other recognized transfer mechanisms.

Your Privacy Rights

Depending on your location and applicable law, you may have the right to:

• Access or obtain a copy of personal information we hold about you.
• Correct inaccurate or incomplete information.
• Request deletion, restriction, or portability of your information.
• Object to certain processing or withdraw consent where processing is based on consent.
• Opt out of certain targeted advertising or other activities where applicable law provides that right.
• Lodge a complaint with a relevant data protection authority.

To protect your information, we may need to verify your identity before completing a request. You may exercise applicable rights by contacting us using the physical address below. We will not discriminate against you for exercising privacy rights provided by law.

Children's Privacy

Our service is not directed to children under 13, and we do not knowingly collect personal information from children under 13. Where local law sets a higher minimum age, that age applies. If you believe a child has provided personal information, please contact us so that we can take appropriate action.

Third-Party Services

Our site and app may contain links or integrations provided by third parties, including app distribution platforms. We are not responsible for the privacy practices, content, or security of third-party services. Please review their privacy policies before providing information to them.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our service, legal requirements, or privacy practices. The revised policy will be posted on our site with an updated notice where required. Your continued use of the service after an update means the revised policy applies to your use, to the extent permitted by law.

Contact Us

For privacy questions or requests, contact the service operator by mail at:

County Home Road
Bel Air, Maryland 21014
United States